Retirement fund or IRA

Change Your Beneficiary
How does it work?

Retirement savings are an easy and risk-free way to fund your legacy. If you own a retirement plan such as an IRA, 401K, or 403B, you can leave a lasting legacy and maximize your charitable impact with significant tax savings for your heirs.

Simply fill out a beneficiary designation form provided by your retirement account holder. Name the organization(s) you have chosen to receive a legacy gift as the beneficiary(ies). You may choose to designate either a percentage or the entirety of your retirement plan in this risk-free way.

What are the benefits
Easy to Do

Completing the beneficiary designation form does not require a lawyer or accountant, and there are no fees.


Revoke or modify beneficiary designation forms any time during your lifetime, at no cost to you.

Use of Retirement Assets during Lifetime

You may continue to use funds from the retirement plan as needed during your lifetime, passing the remainder to your designated beneficiaries after both spouses have passed away.

Tax Savings

Your heirs are subject to taxes when they inherit retirement funds, while public charities are not. Charitable organizations will receive 100 percent of your gift if designated as beneficiaries.

Qualified Charitable Distribution (QCD) can be made directly from and IRA annually if you are 701/2 or older.